Important Personal Loan Information

Transparency and customer clarity are our commitment. Please review your key loan details below before applying.

Loan Repayment Terms

• Minimum repayment period: 12 months
• Maximum repayment period: 60 months
• (No loan requires full repayment in 60 days or less.)

Annual Percentage Rate (APR) Range

The lowest APR available on our personal loans is 6.49%, offered to the most qualified borrowers.

The maximum APR is 35.99%.

Your APR includes interest, origination fees, and all applicable charges, calculated per the Truth in Lending Act (TILA).

Representative Example of Total Loan Cost

Example:
If you borrow $10,000 with a 24-month repayment term at a 6.49% APR (fixed):

• Origination fee: 1% ($100)
• Total interest over 24 months: $690.76
• Total repayment amount: $10,790.76 (principal + interest + fees)
• Estimated monthly payment: $449.61

The total cost varies based on credit profile, loan amount, and terms. Lowest rates require excellent credit.

Fees

• Origination fees: as low as 1%, never exceeding 5%
• No prepayment penalty: repay anytime without extra charge

Excluded Loan Types

We do not offer:

• Mortgages
• Auto loans
• Student loans
• Credit cards or revolving lines of credit